I have real estate financing with a monthly installment of 2770. And monthly support of 1200. And personal installment of 1450. And I have a default from several early settlements of 240k. I want to consolidate them into one installment with the personal loan with a surplus of 200k riyals. At least I want the real estate financing to be refinanced so that I get a surplus. Or any external financing, the most important thing is to consolidate my debt.