Peace, mercy, and blessings of God be upon you. I need a loan for personal needs and I commit to repaying it monthly for 12 months without interest, fees, or any additional amounts. I am not currently employed and cannot get approved by Imkan, Tabi, or Tamara. So please don't suggest trying them or ask for a guarantor, as I don't have one. (This request is due to an actual need) I am looking for someone who can help me, and I pledge to commit to repaying on the monthly due dates, God willing. A legal document or contract would be acceptable. Whoever is able to help, please contact me privately. May God reward you and grant you اجر (ajr - reward).