For those who have a personal loan and want liquidity, we can reschedule it for you and get you a new loan. What hinders rescheduling is too many commitments. Credit cards: If you have a credit card, do not message me because it conflicts. If you have a personal and a real estate loan, for example, the personal loan installment is 5000, 4000, 6000, it becomes 1600. And we will get you new financing with the difference. To save your time and mine, If you have commitments and a credit card, do not contact me because you will not benefit from anything.