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Need financing loan advance or amount

22
I need 22,000. The reason is I owe 14,800 for a previous financing, and I have not defaulted on it. However, the installment is very high, and I want 22,000 to pay off the financing, and the remainder for a personal need ((private sector)). Please, a reasonable rate, don't come to me with one taking 80% 😒 ( Phone number appears when clicking the contact button )